• suneet sureshchandra kopra
• Dr Anurag Shrivastava

The Regional Rural Banks were established “with a view to developing the rural economy by providing, for the purpose of development of agriculture, trade, commerce, industry and other productive activities in the rural areas, credit and other facilities, particularly to small and marginal farmers, agricultural labourers, artisans, and small entrepreneurs and for matters connected there with and incidental thereto”. The necessity of rural finance was felt to provide protection & reliance to rural people who rely highly on informal source of finance like moneylenders, landlords & traders etc. but they exploit farmers and small entrepreneurs by charging exorbitant rate of interest & force farmers to sell their product at low price to them. Rural people also face the risk of unpredictable production of crops due to high dependency on monsoon. The problems of finance suffer from lack of seeds, fertilizers, water supply and other facilities which lead to rural ineptness. Rural bank are providing finance to the weaker sections of society like small farmers, rural artisans, small producers, rural labourers etc, to provide finance to cooperative societies, primary credit societies, Agricultural marketing societies, Enhance & Improve banking facilities to semi urban, rural& other untapped market. The Regional Rural Banks help the rural people to come out from the financial problems and secured the financial assistance to agriculture in India. The study concentrated on Vidharbha Gramin Bank and Maharashtra Gramin Bank situated in Maharashtra to provide financial support to agriculture and performance of the bank in various Identified potential areas. This bank focused on the rural development, reaching the uncovered and being farmer friendly.

RRB, Rural India , Economic development , Rural Economy, NABARD

"Regional Rural Banks in Maharashtra State - Performance evaluation of Regional Rural Banks of Maharashtra State using COMPOSITE method", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 3, page no.185-201, March-2018, Available :http://www.jetir.org/papers/JETIR1803039.pdf

"Regional Rural Banks in Maharashtra State - Performance evaluation of Regional Rural Banks of Maharashtra State using COMPOSITE method", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 3, page no. pp185-201, March-2018, Available at : http://www.jetir.org/papers/JETIR1803039.pdf