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Published in:

Volume 5 Issue 12
December-2018
eISSN: 2349-5162

Unique Identifier

JETIR1812C12

Page Number

98-105

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Title

A Panel data Analysis affecting the Profitability of Banks in India

ISSN

2349-5162

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"A Panel data Analysis affecting the Profitability of Banks in India", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 12, page no.98-105, December-2018, Available :http://www.jetir.org/papers/JETIR1812C12.pdf

Abstract

Abstract:The Banking system in India is going through a crisis where most of the public sector lenders are in breach of risk thresholds applicable for prompt corrective action. The rising slippages in the banking system are eroding the profitability of the banks. The Indian Banking System is battling against the falling asset quality and the low capital adequacy ratio in the light of piling bad loans. The present paper estimates panel data model to depict the banking industry during 2005 to 2017.Five banks each from public sector, Private sector and foreign bank category were selected on the basis of their market capitalization. The data were retrieved from the annual reports of the respective banks and from the RBI data base. The study examines the impact of Credit Deposit Ratio, NIM, NNPA, Asset Size, NIIR, BPE and PPE on the profitability of the banks by comparing the result of Panel data Fixed and Random Effect on it using R .Return on Assets is taken as an indicator of the performance. The paper is an attempt to compare the individual specific effect and idiosyncratic effect among the banks and focuses on the reasons behind the result. Keywords: Asset Size, Banks,Credit Deposit ratio, Net Interest Margin, Return on Assets.

Key Words

Asset Size, Banks,Credit Deposit ratio, Net Interest Margin, Return on Assets.

Cite This Article

"A Panel data Analysis affecting the Profitability of Banks in India", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 12, page no. pp98-105, December-2018, Available at : http://www.jetir.org/papers/JETIR1812C12.pdf

Publication Details

Published Paper ID: JETIR1812C12
Registration ID: 194591
Published In: Volume 5 | Issue 12 | Year December-2018
DOI (Digital Object Identifier):
Page No: 98-105
ISSN Number: 2349-5162

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Cite This Article

"A Panel data Analysis affecting the Profitability of Banks in India", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 12, page no. pp98-105, December-2018, Available at : http://www.jetir.org/papers/JETIR1812C12.pdf




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