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Published in:

Volume 8 Issue 2
February-2021
eISSN: 2349-5162

Unique Identifier

JETIR2102085

Page Number

725-734

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Title

FINANCIAL IMPACT OF URBAN CO-OPERATIVE BANK SUPPORT ON MSME IN PERIYAKULAM

ISSN

2349-5162

Cite This Article

"FINANCIAL IMPACT OF URBAN CO-OPERATIVE BANK SUPPORT ON MSME IN PERIYAKULAM", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 2, page no.725-734, February-2021, Available :http://www.jetir.org/papers/JETIR2102085.pdf

Abstract

Urban Co-operative banks play an important role in meeting the growing credit needs of urban and semi-urban areas of the country. They have traditionally concentrated on retail services, providing credit to consumers, retail traders and professionals, self employed and small and medium sized enterprises. The most significant development related to UCBs was the extension of certain provisions of banking Regulation Act, 1949 to the cooperative societies in 1966 after that which the cooperative banks also got the benefit of deposit insurance schemes. Urban co-operative bank is a financial entity which belongs to its members, who are at the same time the owners and the customers of their banks. The cooperative banks are often created by persons belonging to the same local or professional community or sharing a common interest. The cooperative banks generally provide their members with a wide range of banking and financial services (loans, deposits, banking accounts). This study is based on primary data. The census method was used for collecting the data. The data has been collected from 200 respondents, 50 respondents were taking business loan, 118 respondents were taking self-help group loan and 32 respondents were taking home loan. The present paper attempts to examine the financial impact of urban co-operative bank support on micro small & medium Enterprises in Periyakulam by using t-test.

Key Words

Urban Co-operative bank, Loans, Customer satisfaction. MSME,

Cite This Article

"FINANCIAL IMPACT OF URBAN CO-OPERATIVE BANK SUPPORT ON MSME IN PERIYAKULAM", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 2, page no. pp725-734, February-2021, Available at : http://www.jetir.org/papers/JETIR2102085.pdf

Publication Details

Published Paper ID: JETIR2102085
Registration ID: 305558
Published In: Volume 8 | Issue 2 | Year February-2021
DOI (Digital Object Identifier):
Page No: 725-734
ISSN Number: 2349-5162

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Cite This Article

"FINANCIAL IMPACT OF URBAN CO-OPERATIVE BANK SUPPORT ON MSME IN PERIYAKULAM", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 2, page no. pp725-734, February-2021, Available at : http://www.jetir.org/papers/JETIR2102085.pdf




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