• DR. R.V.HEMA
• l

Banking system is the focal point in the financial set up of any developing country. Banks are regarded as special in view of their specialized functions in the financial intermediation and payment system. The banks undertake asset transformation whereby a depositor can place resources in a bank and the bank in turn can lead to the market. Banks also perform asset liability management focusing on the gap between amount of assets subject to interest rate risk and the quantity of liabilities subject to such risk. The banks have also to manage risk especially with new instruments like derivatives.. the growing international dimension of banking has also brought in a variety of risks like portfolio risk, credit risk, country risk, interest rate risk and foreign exchange risk. Management of risk has become an increasing challenge for commercial banks across the world and hence the need for uniform rules and regulations in the form of Basel norms. It is very essential to review the financial efficacy of banks to analyse its long term and short term solvency. This study aims to compare various aspects of select public sectors by using various parameters.

FINANCIAL EFFICACY OF PUBLIC SECTOR BANKS IN INDIA

"FINANCIAL EFFICACY OF PUBLIC SECTOR BANKS IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 5, page no.62-69, May 2019, Available :http://www.jetir.org/papers/JETIRCZ06009.pdf

"FINANCIAL EFFICACY OF PUBLIC SECTOR BANKS IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 5, page no. pp62-69, May 2019, Available at : http://www.jetir.org/papers/JETIRCZ06009.pdf