• Siddhartha S Vishwam
• Vibha Visweswaraiah

This paper focused on The Growth of Retail Banking Sector in India. Today retail banking is being considered as one of the most innovative financial services provided by the various commercial banks, public sector banks, private sector banks and foreign banks. The commercial banking is an economic activity in the country and it is also a rapid economic growth; Consumer credit is the heart of retail banking. In retail banking services to individuals and small business concerns are dealings in large volume and low volume. Retail banking has a huge potential considering the growing demand for its products, and innovative services. The financial service provided by such as, deposits, credit and debit cards, ATM, Mortgages loans, Housing loans, Vehicle loans, Auto loans, Personal loans, Internet banking, Mobile banking, National Electronic Funds Transfer (NEFT), Real Time Gross Settlement(RTGS), Insurance Education loans, Electronic Clearing Service (ECS), Guaranteed Investment Certificates, Core banking system. This paper analyses the growth of retail banking in India and Innovative retail banking services.

Retail Banking, Public Sector Banks, Private Sector Banks, Commercial Banks, SCBs, DEMAT Services, ATM, Online Banking, RTGS, and NEFT

"THE GROWTH OF RETAIL BANKING SECTOR IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 10, page no.175-182, October-2018, Available :http://www.jetir.org/papers/JETIRG006022.pdf

"THE GROWTH OF RETAIL BANKING SECTOR IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 10, page no. pp175-182, October-2018, Available at : http://www.jetir.org/papers/JETIRG006022.pdf