• UMA .K
• Dr. RECHANNA

The progressive agriculture serves as a powerful engine of economic growth of any country. This helps in commencing and sustaining the development of other sectors of the economy. This paper focus on the impact of banking sectors crisis on agricultural sector in India. Mainly focus on the NPA’s in agricultural sector and subsidies granted.The credit provided to the agriculture sector continues to be insufficient.It appears that the banking system is still uncertain on several grounds to provide credit to small and marginal farmers. Due to declining in public capital formation in the rural and agriculture sector and the constant unenthusiastic attitude of rural bankers towards formal financing, the planners and policymakers are believe on microfinance to suitably supplement formal banking in rural India.Thefarmers being poor were not in a position to buy these expensive inputs. So, the indian government took positive approach and specific programmes like new agriculture technology were introduced, started the scheme of subsidies on the purchase of various agriculture inputs to facilitate the farmers. The subsidies are often criticized for their financial burden, on the other hand there is a fear that agriculture production and income of farmers would decline if subsidies are curtailed. The article concludes with a proposalsthat increasing rate of total subsidies (fertilizers, electricity and irrigation) is higher than gross cropped area (GCA).So, they should frame rational policy in which small size category farmers, who are not actual beneficiaries of subsidies, could get more subsides, which they do not want should be withdrawn, and enhance financial stability in an increasingly integrated financial system by government interventions to resolve banking crises.

Agriculture credit, NPA in Agricultural sector, Banking crisis,Agriculture subsidies, Agrarian crisis.

"IMPACT OF INDIAN BANKING CRISIS INAGRICULTURE SECTOR- WITH REFERENCE TO ORGANIC FARMING", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 10, page no.202-213, October-2018, Available :http://www.jetir.org/papers/JETIRG006025.pdf

"IMPACT OF INDIAN BANKING CRISIS INAGRICULTURE SECTOR- WITH REFERENCE TO ORGANIC FARMING", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 10, page no. pp202-213, October-2018, Available at : http://www.jetir.org/papers/JETIRG006025.pdf