UGC Approved Journal no 63975(19)

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Published in:

Volume 5 Issue 9
September-2018
eISSN: 2349-5162

UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975

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Published Paper ID:
JETIR1809910


Registration ID:
307444

Page Number

802-806

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Title

Rural Finance: Remedial Measure for Rural Development in India

Abstract

This paper studies the concerns and issues regarding rural finance and credit flow in rural sector. The analysis states that the credit delivery in agricultural sector is still insufficient and in adequate. It appears that the banking system is still in vague state on various grounds to provide credits to the needy farmers. Transformation in the banking policies has not satisfactorily addressed equitable and efficient delivery of agriculture and rural credits. Farmer today is just like the farmer yesterday as they are more enthusiastic about the micro-financing system. This paper has illustrated the problem of indebtedness, with is the core problem of every farmer today. The financial condition of the farmers is very poor, so he has to depend upon the loans. He has to open hands before moneylenders in order to fulfill his basic needs not only regarding his productive loans but also unproductive purposes as well. 62% of the people quit farming and migrate to the other areas for employment. Suicide is the most common output of indebtedness based on social causes of the society, the reason being that the farmer is unable to repay the amount. Not only social, farmer has to face climatic conditions such as inadequate rainfall, drought etc which gives mental stress to the farmer. In order to deal with these issues, measures have been taken both by state as well as central government so as to improve the financial condition of the farmer. This paper suggests an appropriate measure that has been taken against the problems faced by the farmers.

Key Words

Micro-finance, Institutional and Non institutional sources, Moneylenders, Indebtedness.

Cite This Article

"Rural Finance: Remedial Measure for Rural Development in India", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 9, page no.802-806, September-2018, Available :http://www.jetir.org/papers/JETIR1809910.pdf

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2349-5162 | Impact Factor 7.95 Calculate by Google Scholar

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Cite This Article

"Rural Finance: Remedial Measure for Rural Development in India", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 9, page no. pp802-806, September-2018, Available at : http://www.jetir.org/papers/JETIR1809910.pdf

Publication Details

Published Paper ID: JETIR1809910
Registration ID: 307444
Published In: Volume 5 | Issue 9 | Year September-2018
DOI (Digital Object Identifier):
Page No: 802-806
Country: -, -, - .
Area: Engineering
ISSN Number: 2349-5162
Publisher: IJ Publication


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