UGC Approved Journal no 63975(19)

ISSN: 2349-5162 | ESTD Year : 2014
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Published in:

Volume 7 Issue 3
March-2020
eISSN: 2349-5162

UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975

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Published Paper ID:
JETIR2003222


Registration ID:
229422

Page Number

1490-1534

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Title

Examining the Scope for Micro Finance opportunities to Rural India from Private Banking sector of India

Authors

Abstract

Microfinance is the process of extending financial services, targeting small-scale entrepreneurs and poor, who lack access to these. The purpose of microfinance is not just to extend small loans but also to ensure economic and overall development of the poor. The microfinance programme in India has been growing at a very rapid pace in the last decade. The entry of NGOs increased the outreach of financial services and microfinance became the principle mode of poverty alleviation. Microfinance includes the full gamut of services like savings, insurance, loans, etc. Of all the services, microcredit, remains by far the most popular of financial services. The neglect of microsavings is overwhelmingly clear from the fact that only 10 MFIs in India have license to accept deposits and out of these 4 MFIs has changed in to small banks in 2017. But the poor save through many different channels. So is there any scope for many Private sector banks that has been playing dynamically in India The project is aimed at studying the various channels of savings available to the poor and observe what factors influence the savings in each channel. If private sector banks are permitted to play in the rural segments what will be the change that happens in the saving patters of rural population. The research will be carried out in selected villages, in and around the suburban regions of Pune, Maharastra.

Key Words

Micro finance, saving patterns, rural savings, private sector banks

Cite This Article

"Examining the Scope for Micro Finance opportunities to Rural India from Private Banking sector of India", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.7, Issue 3, page no.1490-1534, March-2020, Available :http://www.jetir.org/papers/JETIR2003222.pdf

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2349-5162 | Impact Factor 7.95 Calculate by Google Scholar

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Cite This Article

"Examining the Scope for Micro Finance opportunities to Rural India from Private Banking sector of India", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.7, Issue 3, page no. pp1490-1534, March-2020, Available at : http://www.jetir.org/papers/JETIR2003222.pdf

Publication Details

Published Paper ID: JETIR2003222
Registration ID: 229422
Published In: Volume 7 | Issue 3 | Year March-2020
DOI (Digital Object Identifier):
Page No: 1490-1534
Country: Puttaparthi, Andhra Pradesh, India .
Area: Management
ISSN Number: 2349-5162
Publisher: IJ Publication


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