• Mithun Das

There has been a growing appreciation of the fact that sustainable growth and financial stability can only been achieved through greater Financial Inclusion. It has the ability to generate positive externalities. It leads to increase in savings, investment and thereby, spurs the processes of economic growth. It also creates avenues of formal credit to the unbanked population who are otherwise dependent on informal channels of credit like family, friends and moneylenders. In 1992, NABARD has pioneered the SHG–bank linkage model which positions the SHGs as financial intermediaries to enable the flow of bank loans to poor members without physical collateral which has now become the largest as well as fastest growing microfinance programme in the world and also an avenue of women empowerment as most of the SHGs are run by the women exclusively. The present paper makes an attempt to observe the role of some selected commercial banks on financial assistance towards EWSHG during the study period. The study reveals that public sector banks are playing major role towards loan disbursement to these groups and the improved recovery mechanism has reduced the rate of gross NPA on outstanding loan during the study period.

Financial inclusion, economic growth, NABARD, EWSHG, Gross NPA

"Role of Commercial Banks on Financial Assistance towards EWSHG- A study on Some Selected Banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 5, page no.c849-c858, May-2021, Available :http://www.jetir.org/papers/JETIR2105364.pdf

"Role of Commercial Banks on Financial Assistance towards EWSHG- A study on Some Selected Banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 5, page no. ppc849-c858, May-2021, Available at : http://www.jetir.org/papers/JETIR2105364.pdf