• Aditya Kapoor
• Astha Dalmia
• Rajkumar

Mobile payment is one of the most critical drivers for successful mobile commerce. Mobile payment refers to payments for goods, services, and bills using a mobile device using wireless and other communication technologies. Given the widespread use of mobile devices and users’ needs for convenient and timely payment, mobile payment is expected to become an important channel for conducting financial transactions. The applications have been created and today it is additionally workable for organizations, affiliations and different associations to get instalments from their clients or individuals. Everything necessary to have the option to utilize the application is a cell phone and a portable financial recognizable proof, which the clients can arrange from their bank's page. Throughout the long term, these portable applications have arisen the prevailing versatile instalment framework and it is encountering fast reception and development by retailers and clients.

"IDENTIFYING DETERMINANTS THAT INFLUENCE THE CUSTOMER’S CHOICE OF USING PAYMENT APPLICATIONS", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 7, page no.b891-b916, July-2021, Available :http://www.jetir.org/papers/JETIR2107249.pdf

"IDENTIFYING DETERMINANTS THAT INFLUENCE THE CUSTOMER’S CHOICE OF USING PAYMENT APPLICATIONS", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 7, page no. ppb891-b916, July-2021, Available at : http://www.jetir.org/papers/JETIR2107249.pdf