• Amit Kumar Srivastava
• Dr.Madhuri Puranuk
• Dr.Dilshad Ahmad Ansari

ABSTRACT The importance of banks is growing everyday because banking system is the back born of our financial system and economic development. Indian banking sector is undergoing a major transformation over the last few years. This transformation brings more effectiveness in banking operations, earns several outstanding achievements and creates healthy competition among various players. Superior performance of the banks is an effective indicator to measure the performance of the economy to a great extent. So in this study, efforts have been made to compare the operational efficiency of private sector banks, one of the major constituents of Indian banking system, listed from the state of Uttar Pradesh. An efficient banking system is an integral part for the economic development of any country as repositories of nation’s savings and as distributor of money to various agents of economy. Several studies reveal that a country which has a well-developed banking system grows faster than those with a weaker banking system. India, emerging super power in the globe, to sustain its high growth rate, the banking sector has a crucial role to play in mobilizing savings and channelizing them to productive uses. Indian banking sector is undergoing a major transformation over the last few years.

KEYWORDS: P-Performance, C-Constituents, M-Mobilizing, T-Transformation

"IMPACT OF ONLINE BANKING SYSTEM BY IMPROVING OPERATIONAL EFFECTIVENESS OF INDIAN BANKS", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 7, page no.c34-c42, July-2021, Available :http://www.jetir.org/papers/JETIR2107269.pdf

"IMPACT OF ONLINE BANKING SYSTEM BY IMPROVING OPERATIONAL EFFECTIVENESS OF INDIAN BANKS", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 7, page no. ppc34-c42, July-2021, Available at : http://www.jetir.org/papers/JETIR2107269.pdf