• Dr. S. M. Akhtaruzzaman

The economy of Bangladesh is one of the strong in the south East Asia. There are abounded number of banks and financial institutions in our country. The investment and deposits of the banks are significant. The performances of the banks are good except some exceptional. However the present study has conducted to identify the problems of Banking systems and networks, to prioritize the probable best practices for increasing positive services and to outline a guideline for HRD for comprehensive dynamic Banking system. The study was descriptive and survey type. The study was conducted at Dhaka district in Bangladesh as all the banks head office are situated at the capital city i.e. Dhaka. Data and information were collected from the clients of the banks and officers of the banks. The officers of the banks were entry level officers, mid level officers and management level officers. The results show that the dominating problems were related out tract functioning (78%) during the course of Banking administration followed by less skill (63%) and broad interest gap (62%). The less skill was dominant at the Upazila level. The problem is similarly distributed throughout the hierarchy, though highest in the capital. The mean results show that the major sector of investment was reported to be trading being 36% followed by leasing 31%. The gap between need and current status was highest at the district level followed by capital. It clearly indicates that the sectors of investment require revision as per public need for the country. As for example the RMG and media sectors were over invested at the capital, while the agricultural sectors showed higher need but getting current negligence. The results show that the dominating problems were related out tract functioning (78%) during the course of Banking administration followed by less skill (63%) and broad interest gap (62%). The less skill was dominant at the Upazila level. The problem is similarly distributed throughout the hierarchy, though highest in the capital. The mean results show that the major sector of investment was reported to be trading being 36% followed by leasing 31%. The gap between need and current status was highest at the district level followed by capital. It clearly indicates that the sectors of investment require revision as per public need for the country. As for example the RMG and media sectors were over invested at the capital, while the agricultural sectors showed higher need but getting current negligence. From the study it can be recommended that the banking sector should have good governance, more transparency, should have more accountability should work freely free from any interference.

Economy, Problems, Bank, Operations, Risk, Management, Components

"A Study on the Problems of Banking Operations and Risk Management Components in Bangladesh", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 9, page no.b559-b568, September-2021, Available :http://www.jetir.org/papers/JETIR2109166.pdf

"A Study on the Problems of Banking Operations and Risk Management Components in Bangladesh", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 9, page no. ppb559-b568, September-2021, Available at : http://www.jetir.org/papers/JETIR2109166.pdf