• Arya P B

Financial inclusion is a means of providing banking and financial services to human beings. Its objective is to consider everyone in the society by giving them basic financial services without considering their income or earnings. It aims at proving financial transactions to the economically backwards. Now a days in a rural area lot of people lack access to financial services. Financial inclusion play a vital role to reach the unbanked and under banked areas through basic bank accounts for low income groups linked to an ATM(Automated Teller Machine) Card, It is an important tool toward the financial literacy of the poor. ATM helps the rural people to withdraw the cash at anytime and anywhere from their accounts and to make retail purchases, so it increases their spending capacity also. So Financial inclusion is not only a large challenge but also it is a necessity and the ATM has a significant role to play in achieving this goal. Therefore the researcher feels that it will be useful and interesting to make a study to know about the role of ATM’S in financial inclusion.

Financial Inclusion, Automated Teller Machine, Financial Literacy

"Role of ATM’s in Financial Inclusion : With Special Reference to Elappara Panchayat", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 9, page no.e800-e806, September 2021, Available :http://www.jetir.org/papers/JETIR2109499.pdf

"Role of ATM’s in Financial Inclusion : With Special Reference to Elappara Panchayat", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 9, page no. ppe800-e806, September 2021, Available at : http://www.jetir.org/papers/JETIR2109499.pdf