• Dr Govinda Gowda HG

Over the past few years, India's banking sector has been challenged by substantial disruption and transition. As a result, the country's banks are experiencing rapid transformations. As a result, they are putting strong focus on emerging technology in order to keep pace with multinational rivals that have a broad variety of sophisticated services. As part of this digitization initiative, the Indian government has assigned itself a target of making India's population as digitally literate as possible in a wide range of fields, including social care provision, transfers, and transactions, and even formal banking. In order to meet this rapidly increasing digital citizenry's demand that India's banks go beyond merely keeping pace with global practices, but also that they build fresh, uniquely Indian goods, services, and business models, the country's people must ensure that their banks leapfrog well beyond their global peers and establish new, cutting-edge solutions. The current study is based on highlighting the digital banking industry in the last 6 months based on secondary data collected from the RBI Sources. The findings of the study conclude that the graph of digitalization is increasing everyday. Digitalization of banking sector is becoming a boom to all the beneficiaries of Indian Financial system.

Digital Banking, Digitalization, ATM’s , Debit cards, Credit cards

"RECENT TRENDS IN DIGITAL BANKING SYSTEM IN KARNATAKA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 11, page no.c153-c159, November-2021, Available :http://www.jetir.org/papers/JETIR2111219.pdf

"RECENT TRENDS IN DIGITAL BANKING SYSTEM IN KARNATAKA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 11, page no. ppc153-c159, November-2021, Available at : http://www.jetir.org/papers/JETIR2111219.pdf