• Dr. Hariom Puniyani

ABSTRACT Investing one’s savings/surplus is one of the vital questions faced by retail investors. In the case of long-term investments like real estate the chances of getting the invested money back at the investor’s will is not very each. Therefore the focus is to invest in those assets which can be easily liquidated on demand to fulfil the required need. In this situation investing money is generally invested by conventional investors in physical or electronic gold and modern investors generally prefer their direct or indirect investments in the stock markets. Gold has been a strong metal with value and growth amongst Indian investors. In the case of stock market investment Nifty 50 & Nifty Midcap 50 represent the two choices of the investors. One in the mainstream equities while the other in the midsize companies having their presence in the Indian Stock markets. Prices of gold can be tracked with the help of charts in the bullion market and commodity markets. The National Stock Exchange (NSE) has NIFTY 50 as its benchmark broad-based market index which represents the weighted average of 50 company stocks from 13 sectors. While NIFTY Midcap 50 is a stock market index designed and managed by the India Index Services Products Limited and is meant to monitor the behaviour of the mid-cap segment of the Indian Market. This paper focuses to study, analyse and comparing the performance of investments made in physical gold, Nifty 50 and Nifty Midcap 50 each quarter wise during 2020 and 2021. It also tries to evaluate and suggest the selection of investment for retail investors to amplify their capital and higher returns on their investment.

Keywords: Gold, NIFTY 50, NIFTY Midcap 50, Return on Investment

"Comparative analysis of investment in Gold, NIFTY 50 and NIFTY Midcap 50 during 2020 & 2021", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 12, page no.d605-d610, December-2021, Available :http://www.jetir.org/papers/JETIR2112372.pdf

"Comparative analysis of investment in Gold, NIFTY 50 and NIFTY Midcap 50 during 2020 & 2021", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 12, page no. ppd605-d610, December-2021, Available at : http://www.jetir.org/papers/JETIR2112372.pdf