• SANJAY NARAYANBHAI PARMAR
• DR. SHIVUBHAI C. VALA

Regional Rural Banks (RRBs) plays an important role in the agriculture and rural development of Gujarat. The RRBs have more reached to the rural area of Gujarat, through their huge network. The success of rural credit in Gujarat is largely depends on their financial strength. RRBs are a significant source of finance for rural areas, and they are in charge of providing credit for various forms of agricultural credit there. The majority of regional rural banks are currently dealing with issues including past due, recovery, non-performing assets, and other issues. In Gujarat, two RRBs are functioning. The financial performance of RRBs in Gujarat needs to be compared as a result. This paper attempts to analyze the comparison of financial performance of RRBs in Gujarat as on 31st March 2022. The study is based on secondary data collected from annual reports of RBI and RRBs. An analytical research design of Key Performance Indicators Analysis such as number of districts covered and branches, deposits, loans, investments, recovery and productivity are followed in the present study. The study concludes that Baroda Gujarat Gramin Bank (BGGB) is the largest bank of Gujarat in district coverage and branch network. The productivity of Baroda Gujarat Gramin Bank (BGGB) is high in comparison of Saurashtra Gramin Bank.

Baroda Gujarat Gramin Bank (BGGB), Saurashtra Gramin Bank (SGB), Performance Indicators Analysis.

"A Comparative Study of Regional Rural Banks in Gujarat State", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 2, page no.f490-f493, February-2023, Available :http://www.jetir.org/papers/JETIR2302556.pdf

"A Comparative Study of Regional Rural Banks in Gujarat State", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 2, page no. ppf490-f493, February-2023, Available at : http://www.jetir.org/papers/JETIR2302556.pdf