• Dr. O. P. Gupta
• Neetu Dongre

Banks are an important component of the Indian financial system and they play a major role in the development of the country. Banks help in channelling the idle fund to productive investment, creation of credit and capital formation, etc. In the Indian economy, banks have a major role to play in the development of each sector as commercial banks provide credit to the primary sector to promote agricultural farmers and provide advances to the customer to increase their standard of living. The State Bank of India (SBI) is the major public sector bank of the country. ICICI Bank is the largest private-sector bank in India. The present study is based on the financial performance of these two banks with the help of some financial ratios. The study covered five financial years from 2015-16 to 2019-20. The study is purely based on secondary data collected from annual reports of the respective banks, websites, etc.

Financial system, Capital formation, commercial banks, financial performance, Financial Ratio

"A Comparative Study on the Financial Performance of the SBI and ICICI Bank ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 3, page no.h126-h131, March-2023, Available :http://www.jetir.org/papers/JETIR2303721.pdf

"A Comparative Study on the Financial Performance of the SBI and ICICI Bank ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 3, page no. pph126-h131, March-2023, Available at : http://www.jetir.org/papers/JETIR2303721.pdf