• ABHIJEET SURESH NIKAM

A State Co-operative Bank provides financial accommodation to DCC Banks in a state of Maharashtra. The first Central Co-operative Bank (DCCB) was registered in Uttar Pradesh as a Primary Societies. The period from 1906 to 1918 may be called, the period of origin of DCC Banks in India. The number of DCC Banks went into increasing from 233 in 1919-20 to 588 in 1929-30. According to 2012-13, 372 DCC Banks and their 13656 branches with H.O. in India working significantly. The Maharashtra state occupies very important role in economic development of India Co-operative credit structure has vital institutional arrangement for the development of agriculture and allied sectors in Maharashtra State economy, especially in rural. Co-operative credit structure in Maharashtra is a three tier structure. The District central cooperative banks have played a significant role in the social and economic development of the state particularly in the rural areas. The study has analyses the progress of DCCB with regard to, no of branches, Members, deposit mobilization, and outstanding advances, overdue regarding the working performance of the Bank. The study is based on secondary sources. The data was collected from journals, books, reports of economic survey of Maharashtra and internet etc. In this paper researcher is focused credit movement in Maharashtra by DCCBs. The problems and challenges that cooperatives credit institutions face today are numerous. But government should give good support to these cooperative banks has potential solve problems of rural people because these banks organized on cooperative basis.

Keywords: State Co-operative Bank, ServiceQuality ofBank,Customer Satisfaction, andRuralCredit

"Opportunities to Strengthen of District Central Cooperative Banks in Maharashtra", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 8, page no.a392-a397, August-2023, Available :http://www.jetir.org/papers/JETIR2308052.pdf

"Opportunities to Strengthen of District Central Cooperative Banks in Maharashtra", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 8, page no. ppa392-a397, August-2023, Available at : http://www.jetir.org/papers/JETIR2308052.pdf