• Akashkumar R Saundarva

The banking is that the life blood of the economy acting as a catalyst within the regulation and observance of economic activities and contributes for economic process. They play an important role as makers and purveyors of cash in effective allocation of idle savings to productive utilization. As a fiduciary it provides leverage by bring cash and cash connected assets to the access of necessitous borrowers or for the other developmental activities. During this process banks are liable to risk of loss because of the uncertainties of counter party. The rise in default is resulting in rise in Non-Performing Assets, impairing the profitableness and quality assets in monetary statements of banking system. the current paper examines standing of quality assets of Indian banking system in reference to Non-Performing Assets to advances of chosen public and private sector Banks for five years from 2011 – 12 to 2015 – 16 supported secondary source of data retrieved from annual reports of every chosen banks. The study discovered that there's major penetration of advances from Public Sector Banks indicating higher share among chosen scheduled commercial Banks and there's tremendous increase in advances over the period of study, however the decline trend in NPAs shown improvement within the asset quality of scheduled commercial Banks of India.

Net NPA to Net Advance Ratio, Net NPA to Total Assets Ratio, Total Investment to Total Assets Ratio, t - test

"A Comparative Study of Assets Quality of Selected Public and Private Sector Banks in India ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.1-3, June 2019, Available :http://www.jetir.org/papers/JETIRDC06001.pdf

"A Comparative Study of Assets Quality of Selected Public and Private Sector Banks in India ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp1-3, June 2019, Available at : http://www.jetir.org/papers/JETIRDC06001.pdf