UGC Approved Journal no 63975(19)

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Published in:

Volume 5 Issue 11
November-2018
eISSN: 2349-5162

UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975

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Published Paper ID:
JETIRM006005


Registration ID:
191578

Page Number

41-54

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Title

THE IMPACT OF EXISTENCE OF NPA’S IN BANKING SECTORS ON INDIAN STOCK MARKET

Abstract

An asset, including a leased asset is termed as a Non-Performing Asset (NPA) when it ceases to generate income for the bank. According to RBI, NPA as a credit facility in respect of which the interest and / or instalment of principal has remained ‘past due’ for a specified period of time as stipulated by RBI. NPA is an important parameter in the analysis of financial performance of a bank as it affects liquidity and profitability and poses threat on quality of asset and survival of banks. It shows the credit risk of the banks. At present, it is observed that Public Sector Undertaking Banks (PSU) are facing more problems than Private Sector Banks (PrSB). A rising level of NPAs in the banking sector can severely affect the economy in many ways. Suppose NPAs are not properly managed, it can cause financial and economic degradation which in turn signals an adverse investment climate. Researchers have investigated many factors and dimensions which influence NPA level in banks vis interest rate deregulation, reserve requirements, barriers to entry in the industry, bank size and credit rating which influence NPA level in banks. However, very less research has been done for assessment of impact of NPA on stock market performance of the banks. This paper looks at an empirical analysis of 37 listed banks (comprising PSU and PrSB) and attempts to find impact of NPA on share prices of listed banks for past 5 years. Findings and interpretations are presented on the basis of Regression analysis and Paired T test.

Key Words

Non-Performing Asset (NPA), Quality of asset, Public Sector banks, Private Sector banks, Share prices

Cite This Article

"THE IMPACT OF EXISTENCE OF NPA’S IN BANKING SECTORS ON INDIAN STOCK MARKET", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 11, page no.41-54, November-2018, Available :http://www.jetir.org/papers/JETIRM006005.pdf

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2349-5162 | Impact Factor 7.95 Calculate by Google Scholar

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Cite This Article

"THE IMPACT OF EXISTENCE OF NPA’S IN BANKING SECTORS ON INDIAN STOCK MARKET", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 11, page no. pp41-54, November-2018, Available at : http://www.jetir.org/papers/JETIRM006005.pdf

Publication Details

Published Paper ID: JETIRM006005
Registration ID: 191578
Published In: Volume 5 | Issue 11 | Year November-2018
DOI (Digital Object Identifier):
Page No: 41-54
Country: Bangalore, Karnataka, India .
Area: Commerce
ISSN Number: 2349-5162
Publisher: IJ Publication


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