• Siddhartha Naga Bouddha
• Srinivas H Prabhu K
• Lokesh Y R

This study explores the concept of mutual funds and examines their impact on retail investors’ portfolios. Mutual funds are a key component in the financial landscape, offering diversification, professional management, and accessibility to a broad range of investors. By pooling resources, retail investors gain exposure to a wide array of assets, from equities to fixed income, while mitigating individual stock risks. The research focuses on how mutual funds influence the composition, risk profile, and performance of retail investors’ portfolios. We analyze the benefits and challenges associated with mutual funds, such as their role in risk reduction, potential for returns, and the effect of management fees on investment outcomes. Additionally, the study examines the trends and shifts in retail investing behavior due to the growing popularity of mutual funds.

Mutual Funds, Financial Performance, Portfolio Management

"A Conceptual Study on Mutual Funds and its impact on retail investor’s Portfolio.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.11, Issue 4, page no.p33-p37, April-2024, Available :http://www.jetir.org/papers/JETIR2404G05.pdf

"A Conceptual Study on Mutual Funds and its impact on retail investor’s Portfolio.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.11, Issue 4, page no. ppp33-p37, April-2024, Available at : http://www.jetir.org/papers/JETIR2404G05.pdf