• Gajendra Singh ‘Madhusudan’
• Dr. Shambhu Nath Singh

Agriculture continues to be the mainstay of Bharatiy economy. It contributes 16.27 percent of GDP, provides 42.6 percent of employment, produces all the food & nutritional requirements of the nation, important raw materials for some major industries, and accounts for about 14 percent of exports. Heavy dependence on weather conditions and its long production cycle, however, makes agriculture a risky economic activity. Despite of Technological and economic advancements the condition of farmers continues to be unstable due to natural calamities and price fluctuations. Agriculture production and farm incomes in Bharat are frequently affected by natural calamities such as drought, floods, cyclones, storms, landslides etc. The susceptibility of agriculture to the calamities is further compounded by the outbreak of diseases, pest infestation, unseasonal rains, fluctuation of temperature and also some manmade disasters such as sale of spurious seeds, fertilizers, pesticides, price crushes etc. All these events severely affect farmers through loss in their crop production and farm income. With the growing commercialization of agriculture, the magnitude of losses due to unfavorable eventualities is also increasing. Although, Minimum Support Prices (MSP) of certain crops provide a measures of income stability. However, crop insurance is considered an important mechanism to effectively address the risk to outputs and income resulting from various natural and manmade events, which are beyond the control of individual farmers. Crop insurance is a mechanism to protect the farmers against uncertainties of crop production due to natural factors beyond the control of farmers. It is also a financial mechanism, which minimizes the uncertainty of loss in crop production by factoring in large number of uncertainties having impact on crop yields, thereby distributing the burden of loss. Crop insurance not only stabilizes the farm income but also helps the farmers to initiate production activities after a bad agricultural season. It speeds the crop losses over space and time and helps farmers make more investments in agriculture. In the presented research paper, an attempt has been made to study the experiences in the implementation of crop insurance programme in Bharat.

Crop Insurance, Risk Mitigation, Non-Preventable, Calamities, Financial Support, Sum Insured, Disaster, Premium, Claim, Individual Farm, Kharif, Rabi, Indemnity

"Implementation of Crop Insurance Programme in Bharat: An Empirical Study", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.11, Issue 5, page no.f600-f608, May-2024, Available :http://www.jetir.org/papers/JETIR2405569.pdf

"Implementation of Crop Insurance Programme in Bharat: An Empirical Study", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.11, Issue 5, page no. ppf600-f608, May-2024, Available at : http://www.jetir.org/papers/JETIR2405569.pdf