• Aakanksha Nayak

Telematics, an emerging technology integrating telecommunications and informatics, has revolutionized various industries, including insurance. Telematics in insurance involves the use of devices to monitor driving behavior, enabling insurers to tailor premiums based on individual risk profiles. This paper explores the impact of telematics on the insurance sector, including its benefits, challenges, and implications for stakeholders. A comprehensive review of literature sheds light on the effectiveness of telematics in mitigating risks, enhancing road safety, and optimizing insurance processes. The findings indicate a growing adoption of telematics by insurers worldwide, highlighting its potential to reshape traditional insurance models. However, several limitations and areas for improvement are identified, suggesting avenues for future research and development. Ultimately, this paper underscores the transformative role of telematics in insurance and its implications for the future of risk management and customer engagement.

Telematics, Insurance

"Telematics in Insurance: A Study", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.11, Issue 4, page no.p195-p200, April-2024, Available :http://www.jetir.org/papers/JETIR2404G25.pdf

"Telematics in Insurance: A Study", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.11, Issue 4, page no. ppp195-p200, April-2024, Available at : http://www.jetir.org/papers/JETIR2404G25.pdf