• Manoj Kumar

This research examines how financial regulations changed in the banking industry in India after 2013, evaluating the effects on governance, compliance, and stability. The research uses narrative and comparative analyses to assess regulatory changes, mainly using secondary data from the Reserve Bank of India (RBI) website and literature studies. After 2013, there have been significant changes in corporate governance, asset quality reviews (AQRs), greater oversight, and the introduction of Basel III. These actions were taken to remedy gaps in pre-2013 requirements related to asset quality recognition, capital sufficiency, and governance shortcomings. The reasoning for regulatory modifications is demonstrated by actual situations. Tables show the differences between the regulations from before and after 2013, emphasizing the advancements and ongoing difficulties. Despite developments, problems like meeting resource limitations and guaranteeing complete compliance still exist. Overall, the banking system has become more resilient as a result of the post-2013 changes; but ongoing adaptation and watchfulness are necessary to reduce new risks and maintain the efficacy of regulations.

"Financial Regulatory Compliance Standards of the Banking Sector and its Impact on Pre and Post 2013", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.11, Issue 5, page no.h179-h190, May-2024, Available :http://www.jetir.org/papers/JETIR2405723.pdf

"Financial Regulatory Compliance Standards of the Banking Sector and its Impact on Pre and Post 2013", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.11, Issue 5, page no. pph179-h190, May-2024, Available at : http://www.jetir.org/papers/JETIR2405723.pdf