• Ramanath HR
• Dr. M. Subramanyam
• Dr. U.N. Lakshman

In this research paper an attempt is made to understand the performance of State Bank of India (SBI) based on selected performance indicators. The data is collected for nineteen years starting from financial year 1999 -2000 till the financial year 2017 -18. Year 2008-2009 is taken as the reference year. There are nine financial years each before and after mergers. On 13 August 2008, State Bank of Saurashtra, one of the seven associates of State Bank of India got merged with itself. The data required for the study is collected from annual reports of State Bank of India. The purpose of the study is to analyse the performance of State Bank of India before and after merger based on profitability, deposits mobilised, advances given to the borrowers, ROA, Investment to Assets Ratio, Credit Deposit Ratio and CAGR.

Bank Mergers, C/D Ratio, Deposits per Branch, Advances per Branch , Profit per Brach, Deposits per Employee, Advances per Employee, Profit per Employee.

"Performance Analysis of State Bank of India before and after Merger ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 1, page no.719-726, January-2019, Available :http://www.jetir.org/papers/JETIR1901A90.pdf

"Performance Analysis of State Bank of India before and after Merger ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 1, page no. pp719-726, January-2019, Available at : http://www.jetir.org/papers/JETIR1901A90.pdf