• Komal Taneja
• Prof. Vivek Sharma
• Dr. Sulakshna Tiwari

Indian banking system has experienced a lot of changes in the last fifty years including structural, geographical and financial changes. With growing complexities, treasury risk management is very significant for a bank in today’s world. No bank can survive without proper risk management. From the history of banks, it can be seen that poor risk management has always been the reason of failure of banks. Risk Analysis and Risk Management have got much significance in the Indian Economy. Understanding and managing the risk have been the most challenging tasks done by the banking sector today. The present paper attempts to analyze liquidity management and interest rate risk management of selected banks. Liquidity rations have been used to analyze the liquidity risk management. Similarly Net Interest Income and Net Interest Margin have been used to analyze Interest rate risk management. The results of this paper suggest that overall banks in India have very good liquidity position.

Interest Rate Risk Management, Liquidity Ratios, Liquidity Management, Risk Management.

"A Study on Liquidity Risk and Interest Rate Risk Management by Indian Banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 5, page no.331-338, May-2019, Available :http://www.jetir.org/papers/JETIR1905F50.pdf

"A Study on Liquidity Risk and Interest Rate Risk Management by Indian Banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 5, page no. pp331-338, May-2019, Available at : http://www.jetir.org/papers/JETIR1905F50.pdf