• ASHUTOSH PRAVINCHANDRA CHAVDA

The paper will analyze the accessibility of finance by MSMEs in Ahmedabad district t to throw light on how the financing through different institutional sources is undertaken and utilized. The Study will draw the relationship between formal financing practices and challenges faced by MSME sector in Ahmedabad based on the information available. The growth of every economy largely depends on the progress of MSME sector. Companies those are in the growing phase today will impact employment and derive revenue tomorrow. In a developing economy like India, MSMEs and entrepreneurship have a significant role to play in the decades to come. Previous studies have revealed that MSME sector prefers informal financing optional available to them due to number of reasons. According to the previous studies, access to formal finance options for MSMEs also remains a demanding concern. Although formal interest rates generally decreased, the formal channel for financing is again a suffering for MSMEs in Ahmedabad. MSME non-performing loans, as well as bankruptcies, continued to increase over the period of time. The provision of credit guarantees continues to be the most widely proficient policy instrument. Public financial institutions should have a leading role in promotion co-participation of the private sector in the lending markets through managing securities and in inspiring new public-private collaboration in equity instruments. By enlightening focus and concern on MSME finance in Ahmedabad district, this is a step forward in increasing our awareness about the complications that MSMEs and entrepreneurs’ meet in real life, and benefits governments and financial institutions design suitable reactions. Better access to finance can make all the difference in achieving a vibrant and energetic business sector, for the benefit not only of entrepreneurs, but society more largely.

MSMEs, Institutional Sources of Finance for MSMEs, Formal Vs. Informal Financing, Angel Finance, Venture Capital, Bank Financing, Other available Sources of Finance

"“A STUDY OF ACCESS TO INSTITUTIONAL FINANCE BY MSMEs IN AHMEDABAD DISTRICT”", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 5, page no.374-379, May-2019, Available :http://www.jetir.org/papers/JETIR1905N56.pdf

"“A STUDY OF ACCESS TO INSTITUTIONAL FINANCE BY MSMEs IN AHMEDABAD DISTRICT”", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 5, page no. pp374-379, May-2019, Available at : http://www.jetir.org/papers/JETIR1905N56.pdf