• MUKTAR HOSSAIN

The aim of this systematic review is to analyze the existing literature on financial literacy (FL) and its impact on individuals' financial behavior and outcomes. The review covers a total of 66 articles, out of which 49 relate to international studies and 17 are based on national studies. The articles were selected based on predefined criteria and thoroughly analyzed to extract relevant data. The results of the review indicate that FL has a positive impact on individuals' financial knowledge, attitudes, and behavior, and ultimately leads to improved financial outcomes. The review also highlights the need for further research to explore the impact of FL on broader aspects of individuals' lives, such as their overall quality of life. The findings of this study have implications for policymakers, educators, and financial service providers, who can use them to develop more effective strategies to promote FL and improve financial well-being.

financial literacy (FL) ,financial well-being(FWB)

"The Impact of Financial Literacy on Individuals' Financial Behavior and Outcomes: A Systematic Review of International and National", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 3, page no.h789-h801, March-2023, Available :http://www.jetir.org/papers/JETIR2303799.pdf

"The Impact of Financial Literacy on Individuals' Financial Behavior and Outcomes: A Systematic Review of International and National", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 3, page no. pph789-h801, March-2023, Available at : http://www.jetir.org/papers/JETIR2303799.pdf