• Chiravuri Harshita
• Duvvarapu Bhargavi
• Kadali Sunitha

In comparison to the previous century, when the concept of electronic transfer was proposed, electronic payments have expanded dramatically due to the quick growth of online shopping and Internet-based banking. Electronic payments became the first alternative for transferring money to/from payer/payee in the twenty-first century. E-payment methods include visa, mastercard, smart cards, debit cards, credit cards, e-checks, and e-wallets, among others. Behind the new acceptance of payment systems are dependent on three factors: cost, time, and security per transaction. This article will discuss the background study, several types of electronic payment systems. This study will also identify benefits and drawbacks of e-payments.

e-payments, e-transactions, e-payment-types

"A STUDY ON ELECTRONIC PAYMENT SYSTEM", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 7, page no.j394-j401, July-2023, Available :http://www.jetir.org/papers/JETIR2307952.pdf

"A STUDY ON ELECTRONIC PAYMENT SYSTEM", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 7, page no. ppj394-j401, July-2023, Available at : http://www.jetir.org/papers/JETIR2307952.pdf