• Dr. Anjali Trivedi

A noteworthy access gap has taken place between male and female regardless of significant development in broadening access to formal financial products in the country. The main objectives of this research are to examine nature and extent of accessing major financial inclusion services including Government financial inclusion programs by urban women and to analyze the benefited urban women of financial inclusion services of Ahmedabad district (having highest urban female population in Gujarat). Primary data collection method is used through semi-structured questionnaire. Probit model is constructed to analyze the financial inclusion determinants of urban women of Ahmedabad district. Considered Major financial inclusion services are opening bank account, savings, borrowings and insurance. Major finding of this study is that poor urban women are being considered as less benefitted from financial inclusion services, where in-migration, financial literacy and borrowings were found to significantly influence the participation of urban women in financial inclusion programmes. Benefited Urban Women have also less proportion in insurance purchased.

Financial inclusion, urban women, government programmes, Savings, Borrowings, Insurance.

"Benefited Urban Women of Financial Inclusion services: Evidence from Ahmedabad, India", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.11, Issue 2, page no.g515-g531, February-2024, Available :http://www.jetir.org/papers/JETIR2402667.pdf

"Benefited Urban Women of Financial Inclusion services: Evidence from Ahmedabad, India", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.11, Issue 2, page no. ppg515-g531, February-2024, Available at : http://www.jetir.org/papers/JETIR2402667.pdf