• Aditya Parab
• Tejashree Dongare

In today’s era, one cannot think the success of any service industry including banking industry without the help of Information- technology. After demonetization 2016 people in India have started using Net banking at large scale. Financial transactions and payments can now be processed quickly and easily in fraction of seconds .but Still there are some people who are not using net banking system because- of safety & security issues. This paper tries to understand what Net banking is, its importance in the current financial market situation. This paper tries to create awareness of net banking in unreached area. This paper tries to understand the opinion of different age groups about net banking. Through this research study tries to understand that still some people in India prefer to go for branch banking instead of Net banking. So this research study tried to find out loop holes in internet banking. The study adopted a primary quantitative data collection and a structured questionnaire was prepared and sent to various people to collect the response. Through this study we understood pros and cons of net banking & also tries to find out reason for using or not using net banking. This study is more on primary data & research. Overall the paper concluded with the positive as well as certain neutral answers which meant that due to non-availability of proper knowledge & safety measures, the people are reluctant to go for Net Banking although they wish to.

Net banking, Safety & security, banking sector

"Net banking", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 4, page no.234-242, April-2019, Available :http://www.jetir.org/papers/JETIRBH06035.pdf

"Net banking", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 4, page no. pp234-242, April-2019, Available at : http://www.jetir.org/papers/JETIRBH06035.pdf