• Rohit Sangale
• Chandrashekhar Kumbhar

Peer to peer finance has received increasing attention over the last years not only because of its disruptive nature & its disintermediation of nearly all major banking functions, but also because of its rapid growth & expanding breadth of service.unofficial peer to peer lending and borrowing happens a lot in our day to day life. most of our overall lending & borrowing is unofficial & peer to peer .but it also has many issues regarding it . Aim of the study is to observe the opinion & activities of people in unofficial peer to peer lending & borrowing .to understand respective population , their respective pattern of behaviours and reasons behind . to understand the problem .apply data visualization , data analytics in it & try to find out the entrepreneurial opportunities & solutions to it . Data was collected through google survey form .

Peer to peer system , finance , decentralize, banking ,lending , borrowing,credit

"Peer to Peer Lending and Borrowing ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 5, page no.71-76, May-2019, Available :http://www.jetir.org/papers/JETIRBU06013.pdf

"Peer to Peer Lending and Borrowing ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 5, page no. pp71-76, May-2019, Available at : http://www.jetir.org/papers/JETIRBU06013.pdf