• Dr. B.Chinnamuthu
• Anitharaj M.S.

Social Equity refers to the inclusion and empowerment of the socially marginalized and vulnerable sections of the society through government legislations, policies and programmes. Financial inclusion policies and programmes calls in for one of the most important factor in ensuring social equity by delivering formal financial products and services at affordable costs to the disadvantaged and deprived sections of the society. It aims at including the whole economy into the ambit of banking and financial services for the overall socio-economic development of the society. India being a highly populated country having majority of population living in rural areas it is more significant for the country to have more effective inclusion schemes. However, schemes like Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Mudhra Yojana and the Financial Literacy Credit Centres (FLCC) make it possible for the positive outcomes on financial literacy in India. Due to Demonetisation and push for cashless economy, awareness has been created regarding use of formal financial products and services among people which would drive people towards greater financial inclusion. The present study examines the challenges and problems in attaining social equity through financial inclusion programmes. The outcome of this paper would help the Government and banking sector to identify the challenges and take suitable actions for the attainment of inclusive and sustainable growth in the economy.

Social Equity, Financial Inclusion programmes, Inclusive Growth, Sustainable Development, Government of India, Rural Tamil Nadu.

"ENSURING SOCIAL EQUITY THROUGH FINANCIAL INCLUSION PROGRAMMES IN RURAL TAMIL NADU – A STUDY", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 1, page no.5-11, January-2019, Available :http://www.jetir.org/papers/JETIRV006002.pdf

"ENSURING SOCIAL EQUITY THROUGH FINANCIAL INCLUSION PROGRAMMES IN RURAL TAMIL NADU – A STUDY", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 1, page no. pp5-11, January-2019, Available at : http://www.jetir.org/papers/JETIRV006002.pdf