• Himanshu Jain
• Saurbh Garg
• Akhilesh Kumar Mishra

At the beginning of 90’s, there were so many deficiencies prevailing in the Indian economy, particularly in the financial sector and also in the banking sector. The major deficiencies prevailing in the system were regarding productivity and efficiency, which directly effect profitability. Banking system’s profitability has been eroded due to poor productivity and efficiency. Several public sector banks and financial institutions have become weak financially, some public sector banks have been incurring losses year after year, their customer service was poor, their work technology was outdated and they were unable to meet the challenges of a competitive environment. Keeping in mind all the above said distortions in the financial and banking sectors, the government of India and the RBI has taken several remedial measures and introduced reforms in the financial and banking sector also. So as to promote rapid economic growth and development with stability through the process of globalization, liberalization and privatization in the financial system were introduced to make the financial system more competitive and get integrated with the world economy through the internationalization of financial markets in the world. In the present paper, the researcher has tried to investigate the performance of selected public and private sector banks and wishes to suggest some strategies to enhance the low performance in banks in e-age.

Profitability, Yield on advance, Cost of Deposit, Public and Private sector Banks Himanshu Jain

"A COMPARATIVE STUDY OF FINANCIAL PERFORMANCE OF SELECTED PUBLIC AND PRIVATE SECTOR BANKS IN INDIA ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.4, Issue 4, page no.560-570, April-2017, Available :http://www.jetir.org/papers/JETIR1704113.pdf

"A COMPARATIVE STUDY OF FINANCIAL PERFORMANCE OF SELECTED PUBLIC AND PRIVATE SECTOR BANKS IN INDIA ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.4, Issue 4, page no. pp560-570, April-2017, Available at : http://www.jetir.org/papers/JETIR1704113.pdf