• Dr. Bhushan Kumar Singh

The Indian monetary system is crucial to the country's long-term sustainable growth. The growth of a country's economy is directly tied to the stability of its monetary system. When money is put to good use and new employment are created, it's because of the efforts of banks and other financial organisations. There is a pressing need for a strong and effective rural banking system in Jharkhand, where over 70% of the population resides in rural areas and where around 37% of the population lives below the poverty line. If they had access to banking, they could better control their budgets and protect themselves from the unexpected. To help more people have access to stable financial options, the state government has initiated a variety of initiatives. Pradhan Mantri Jeevan Jyoti Yojana, Pradhan Mantri Suraksha Beema Yojana, and Atal Pension Yojana are only few of the national government's social security programmes designed to protect the economically vulnerable. More individuals can participate in savings plans since they are available online and at local rural banks. The financial system as a whole has also developed. This research demonstrates how crucial banks are to development in Jharkhand.

Financial Institutions, Development, Programmes.

" ROLE OF FINANCIAL INSTITUTION IN FINANCIAL INCLUSION IN INDIA- A CASE STUDY OF JHARKHAND STATE", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.4, Issue 11, page no.1445-1451, November-2017, Available :http://www.jetir.org/papers/JETIR1711225.pdf

" ROLE OF FINANCIAL INSTITUTION IN FINANCIAL INCLUSION IN INDIA- A CASE STUDY OF JHARKHAND STATE", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.4, Issue 11, page no. pp1445-1451, November-2017, Available at : http://www.jetir.org/papers/JETIR1711225.pdf