• Alok Gupta
• Prof. (Dr) S D Sharma

Due to the benefits it may provide for all people, financial inclusion is gaining prominence across the world. It was conceived with the intention of serving those in society who do not have access to traditional banking institutions. Seven of the 17 Sustainable Development Goals have "Financial Inclusion" listed as an enabler, and the World Bank Group has committed to achieving "Universal Financial Access" by the year 2020. Technology is now seen as a key enabler for achieving financial inclusion within a reasonable time frame. Therefore, in 2014, the Indian government announced Pradhan Mantri Jan Dhan Yojana (PMJDY) - the largest global financial inclusion project - and advocated a substantial role for technology in its successful implementation. In this article, we'll look at how information and communication technology (ICT) has helped expand access to banking services in the country, as well as the many ways in which financial institutions are using ICT. This would be a direct or indirect reflection of the success of financial institutions in their mission to provide access to mainstream financial services for underserved populations, particularly in rural areas, and aid the government in attaining its goal of inclusive growth.

Information Technology, Rural Area, Banking, Government, Products

"CONTRIBUTION OF TECHNOLOGY TOWARDS FINANCIAL INCLUSION", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 1, page no.1811-1816, January-2018, Available :http://www.jetir.org/papers/JETIR1801308.pdf

"CONTRIBUTION OF TECHNOLOGY TOWARDS FINANCIAL INCLUSION", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 1, page no. pp1811-1816, January-2018, Available at : http://www.jetir.org/papers/JETIR1801308.pdf