• Pankaj Mishra

India has traditionally been a country of savings oriented people. Here people have managed to spend less than their income and save the maximum possible amount out of regular income for securing their future. However with changing times the attitude of people towards management of their finances is also changing. The aspiring young middles class, which forms a major chunk of Indian population, is becoming more inclined and eager to raise its standard of living and it is bound to reflect in the change in pattern of savings, expenditure and investment of people. Therefore, in order to understand common man’s present savings and investment habits and practices, this research study was conducted among residents of Gwalior city. The outcome of the study signaled the changing attitude of people towards savings and investment, which also emphasized the need of further in depth researches covering larger area and population.

Savings, Investment, People Attitude, Demographic influence

"A Study on Savings and Investment Behavior of Residents in Gwalior City", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 4, page no.718-722, April-2018, Available :http://www.jetir.org/papers/JETIR1804345.pdf

"A Study on Savings and Investment Behavior of Residents in Gwalior City", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 4, page no. pp718-722, April-2018, Available at : http://www.jetir.org/papers/JETIR1804345.pdf