• Shailaja N R

Agricultural cooperatives in India are very actively involved in several agricultural related activities. The most important activities are the disbursement of short, medium term credit and distribution of fertilizers and other inputs such as seeds, pesticides, agricultural implements etc. Co-operatives play a very important role in disbursement of agricultural credit. In India, majority of the farmers belong to the category of small & marginal farmers. They depend heavily on credit for their agricultural operations. These farmers will not be able to adopt the modern agricultural practices unless they are supported by adequate & timely availability of credit. The co-operatives are playing important role in the agriculture sector by providing required financial support for its overall growth. The cooperative banks with the help of NABARD are extending financial support to the various agro based units like dairying, poultry, fisheries, agricultural marketing & other allied activities. Agricultural credit is one of the most crucial inputs in all agricultural development programs. Primary agricultural credit societies working at grass root level, having direct contact with the rural people and meet their financial requirements. The objective of this paper is to analyze the various subsidized loans disbursed through PACS & extent of utilization of such loans by Idkidu Service Cooperative Society Ltd, Bantwal Taluk.

Agricultural Credit, Disbursement, PACS, Rural Credit.

"Role of Primary Agricultural Cooperative Societies in Disbursement of Rural Credit: A Case Study.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 4, page no.201-208, April-2018, Available :http://www.jetir.org/papers/JETIR1804493.pdf

"Role of Primary Agricultural Cooperative Societies in Disbursement of Rural Credit: A Case Study.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 4, page no. pp201-208, April-2018, Available at : http://www.jetir.org/papers/JETIR1804493.pdf