• NARESH KEDIA
• PROF. (DR.) ANIL VASHISHT

In this study, we have analyzed the determinants of profitability of Indian Public Sector Banks which reveals four independent variables that affect the net profit: Non-performing assets, Credit Deposit Ratio, Net Interest Income and Operating Expenses. We have used the Multiple Regression Model for its analysis. We found out that, only two of these independent variables i.e. Credit Deposit Ratio and Net Interest Income affect the net profitability of Indian Public Sector Banks in a major way. Keywords: Non-performing assets, credit deposit ratio, net interest income, net profitability, multiple regressions JEL Classification: G2, G21, G210

Non-performing assets, credit deposit ratio, net interest income, net profitability, multiple regressions

"A research paper on Determinants of Profitability of Indian Banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 5, page no.597-608, May-2018, Available :http://www.jetir.org/papers/JETIR1805292.pdf

"A research paper on Determinants of Profitability of Indian Banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 5, page no. pp597-608, May-2018, Available at : http://www.jetir.org/papers/JETIR1805292.pdf