• BABU K.A.,
• Dr.Giridhar K.V.,

The developing country like India needs enormous amount of capital to invest on developmental activities to carry itself towards the developmental status. In order to make use of available resources and to achieve economic development and to reach higher levels of growth, developing countries need to focus more on savings and investment. Income of any person determines the quantum of savings and in turn savings decides the level of investment of any individual. College teachers who belong to salaried class will have an income which is guaranteed. If the part of their income is saved without consumption, that is coined as savings. Mere savings will not yield much of the returns unless it is invested in various avenues to increase the fund balance and also to have an additional income. This article aims to analyze the relationship between various demographic factors and the Income, Saving and Investment pattern of salaried class and particularly teachers working in First Grade Colleges under Davanagere University.

Income, Saving, Investment, Risk, Salaried class,

""Income,Savings and Investment Pattern of Salaried Class: A Study on Teaching Fraternity of First Grade Colleges under Davanagere University, Karnataka"", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 6, page no.200-209, June-2018, Available :http://www.jetir.org/papers/JETIR1806026.pdf

""Income,Savings and Investment Pattern of Salaried Class: A Study on Teaching Fraternity of First Grade Colleges under Davanagere University, Karnataka"", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 6, page no. pp200-209, June-2018, Available at : http://www.jetir.org/papers/JETIR1806026.pdf