• Annu
• swati sharma

Purpose- The main purpose of this paper to evaluate the empowerment of rural women in Panipat District (Haryana) as a result of participating in micro finance programs. Research Methodology- The study is taken in rural area of Haryana. Primary data is used for data collection. The study is conducted at SHGs and NGOs in Panipat district. 100 samples have been collected from the 10 areas that are selected for the purpose of the study. Descriptive statistical analysis such as mean, standard deviation, percentage etc. was carried out and chi- square tests were also used wherever necessary. Findings- The study reported that 82 respondents informed that they move independently to other places without the support of male members of the family. But only 69 respondents to express their views freely in the family as well as in groups and 79 respondents expressed that they were able to discuss issue freely with bankers, govt. officers, NGOs and others. Implications- The implication of this paper is that it helps the women to understand the factors that need to be improved to empower yourself. It helps to identify their strengths and weakness at their position. Originality- This paper provides a study of empowerment of women by a way of microfinance self help groups in Panipat district.

Empowerment, Microfinace, self help groups and Women.

"EMPOWERING WOMEN BY A WAY OF MICROFINANCE - A STUDY OF SELF-HELP GROUPS OF DISTRICT OF HARYANA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 8, page no.184-190, August-2018, Available :http://www.jetir.org/papers/JETIR1808322.pdf

"EMPOWERING WOMEN BY A WAY OF MICROFINANCE - A STUDY OF SELF-HELP GROUPS OF DISTRICT OF HARYANA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 8, page no. pp184-190, August-2018, Available at : http://www.jetir.org/papers/JETIR1808322.pdf