• HEMA ADHIKARI

A strong banking sector is important for developing economy. The co-operative immerse nearly all cent percent villages in India. The co-operative form of organization is the ultimate organization for economically weaker sections in the country. At present highly competitive and globalized business environment, there is an urgent need of professional management for the successful controlling and managing the affairs of the co-operative banks. By improving management of deposits, number of employees, loan advances and investment operations the less efficient banks can successfully achieve efficiency in resource utilization. The study employs exploratory research design which relies on secondary data. The performance of banks is analyzed by financial ratio technique which is the most popular. The ratio is an analytical approach to the evaluation of the performance or operational scenario of banks and is a time-tested one. In this paper, an earnest attempt is made to evaluate financial performance of selected District co-operative banks through financial ratio technique. The results also provide valuable insights to policymakers and managers for improving the efficiency and management of the District co-operative banks.

District Co-operative Bank Ltd., Financial Performance and Ratio Analysis

"An Analytical Study on Financial Performance of Selected District Co-operative Bank in Uttarakhand , India ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 11, page no.182-189, November-2018, Available :http://www.jetir.org/papers/JETIR1811828.pdf

"An Analytical Study on Financial Performance of Selected District Co-operative Bank in Uttarakhand , India ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 11, page no. pp182-189, November-2018, Available at : http://www.jetir.org/papers/JETIR1811828.pdf