• ANKITA PATEL

In the year 2017, a report by CARE Ratings revealed that India has been ranked fifth on the list of countries with highest NPAs, and is on top spot among the BRICS nations. Day by Day the mounting pressure of NPAs becomes the major concern of the financial and banking sector in India. This paper considers the data of selected private sector Banks – Industrial Credit and Investment Corporation of India (ICICI Bank) and Karur Vysya Bank (KVB) and attempt to compare analyze and interprets the NPA management from the year 2008-2017. On the conceptual side, it gives an overview of NPA & types of NPA and on calculation side; it covers various ratios and also application of T test to judge the presence of any significant difference between the ratios. The finding reveals that the percentage of Gross NPA to Total Advances and Net NPA to Total Advances of KVB is less compare to ICICI and from T test it is concluded that the ratio of Gross NPA to Total Advance and Net NPA to Total Advance does not have significant difference of ICICI and KVB bank between 2008-2017.

Non –Performing Assets (NPA), Industrial Credit and Investment Corporation of India (ICICI Bank), Karur Vysya Bank (KVB)

"Non Performing Assets Management: A Study of Selected Private Sector Banks in India", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 12, page no.38-43, December-2018, Available :http://www.jetir.org/papers/JETIR1812106.pdf

"Non Performing Assets Management: A Study of Selected Private Sector Banks in India", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 12, page no. pp38-43, December-2018, Available at : http://www.jetir.org/papers/JETIR1812106.pdf