• JITENDRA NATH BARMAN

Abstract: Inclusion is a process by which efforts are made to ensure equal opportunities for all. The multi-dimensional process aimed at creating conditions which enable full and active participation of every member of the society in all aspects of life, including civic, social, economic, and political activities, as well as participation in decision making processes. . Financial inclusion is not just a policy initiative of governments and state. Self-Help Group is a homogeneous group of persons, usually not more than 20 persons, frequently women who join on a voluntary basis in order to undertake economic activities such as thrift, credit, use of a common asset on the basis of equality and mutual trust. The group sets its own rules and sees to it that all members observe these rules. The rules may be flexible as to differential interest rate on loan according to capacity to repay. Economic welfare of all members is the main aim of SHGs. Each and every member has his or her own duties and responsibilities. SHGs are very vital role of Inclusive growth will act as a source of empowerment and allow people to participate more effectively in the economic and social process. SHGs also help in the financial status of the households. They have developed self-confidence and independence among rural women, which in turn increased the livelihood of the rural people.

Key word: Financial inclusion, Self-Help Groups, Women empowerment.

"FINANCIAL INCLUSION AND WOMEN EMPOWERMENT: THE ROLE OF SELF-HELP GROUPS A SOCIO-ECONOMIC STUDY IN NORTH 24 PARGANAS DISTRICT, WEST BENGAL", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 12, page no.335-352, December-2018, Available :http://www.jetir.org/papers/JETIR1812856.pdf

"FINANCIAL INCLUSION AND WOMEN EMPOWERMENT: THE ROLE OF SELF-HELP GROUPS A SOCIO-ECONOMIC STUDY IN NORTH 24 PARGANAS DISTRICT, WEST BENGAL", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 12, page no. pp335-352, December-2018, Available at : http://www.jetir.org/papers/JETIR1812856.pdf