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Published in:

Volume 5 Issue 5
May-2018
eISSN: 2349-5162

UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975

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Published Paper ID:
JETIR18IC074


Registration ID:
181470

Page Number

388-393

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Title

KISAN CREDIT CARD: SUPPORTING FARMERS FOR SUSTAINAIBLE AGRICULTUREAL DEVELOPMENT

Abstract

Agriculture is a dominant sector of our economy and credit plays an important role in increasing agriculture production. Availability and access to adequate, timely and low cost credit from institutional sources is of great importance especially to small and marginal farmers. Experience has shown that easy access to financial services at affordable cost positively affects the productivity, asset formation, income and food security of the rural poor. Thus Financing for agriculture has been a gigantic task for Banks and Government of India, given the enormity of the credit requirements on the one hand and vagaries of nature on the other. Both RBI and National Bank for Agriculture and Rural Development (NABARD) have taken several initiatives for simplification of systems and procedures and designing of innovative credit delivery products in dispensation of agricultural credit. One such innovative step towards facilitating the access to Short Term credit for the farmers from the financial institutions was The Kisan Credit Card (KCC) scheme introduced in 1998-99. The scheme was conceived as a unique credit delivery mechanism, which aimed at provision of adequate and timely supply of Short Term credit to the farmers to meet their crop production requirements. The objective was to provide an instrument, which would allow farmers to purchase agricultural inputs such as seeds, fertilizers pesticides and also withdraw some cash for meeting their production related requirements. This Research paper aims at analysing the benefits of the scheme to the rural farmers.

Key Words

Kisan Credit Card Scheme, Short term credit, Agricultural Credit, RBI, NABARD, RRBs.

Cite This Article

"KISAN CREDIT CARD: SUPPORTING FARMERS FOR SUSTAINAIBLE AGRICULTUREAL DEVELOPMENT", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 5, page no.388-393, May-2018, Available :http://www.jetir.org/papers/JETIR18IC074.pdf

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2349-5162 | Impact Factor 7.95 Calculate by Google Scholar

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Cite This Article

"KISAN CREDIT CARD: SUPPORTING FARMERS FOR SUSTAINAIBLE AGRICULTUREAL DEVELOPMENT", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 5, page no. pp388-393, May-2018, Available at : http://www.jetir.org/papers/JETIR18IC074.pdf

Publication Details

Published Paper ID: JETIR18IC074
Registration ID: 181470
Published In: Volume 5 | Issue 5 | Year May-2018
DOI (Digital Object Identifier):
Page No: 388-393
Country: Nagpur, MAHARASHTRA, India .
Area: Management
ISSN Number: 2349-5162
Publisher: IJ Publication


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