• Dr.Ch. Praveen

Inclusive growth is possible only through proper mechanism which channelizes all the resources from top to bottom. Financial inclusion is an innovative concept which makes alternative techniques to promote the banking habits of the rural people because, India is considered as largest rural people consist in the world. Financial inclusion is aimed at providing banking and financial services to all people in a fair, transparent and equitable manner at affordable cost. Households with low income often lack access to bank account and have to spend time and money for multiple visits to avail the banking services, be it opening a savings bank account or availing a loan, these families find it more difficult to save and to plan financially for the future. This paper is an attempt to discuss the overview of financial inclusion in India. This paper also examines the initiatives of RBI and provides recommendations for achieving financial inclusion in India. It also provides recommendations and policy choices for successful financial inclusion for inclusive growth in India.

Financial Inclusion, Inclusive Growth, Reserve Bank, Financial Services

"FINANCIAL INCLUSION – “A ROAD INDIA NEEDS TO TRAVEL”", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 1, page no.1-8, January-2019, Available :http://www.jetir.org/papers/JETIR1901H66.pdf

"FINANCIAL INCLUSION – “A ROAD INDIA NEEDS TO TRAVEL”", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 1, page no. pp1-8, January-2019, Available at : http://www.jetir.org/papers/JETIR1901H66.pdf