• Mahvish Abidi
• Dr.Ugrasen

Research on mobile commerce has attracted the interest of E-Commerce scholars ever since mobile & portable devices become a widespread an effective means of commercial transaction & business practices. Use of mobile phones has increased so much that it is not just a device to make calls, but an important medium to fulfill all the financial needs for friends & family. Now mobile phone technology has made another leapfrog to pave its way for a new trend called mobile commerce where the financial transactions are made using mobile phones or devices. This paper gives the overview of future of M-Commerce services in India discusses the future growth of segment in India's M-Commerce also finds various factors that will help in essential growth of Indian M-Commerce services. In this paper we will find exponential growth of M-Commerce services in coming years in emerging market of India.

KEYWORDS: M-Commerce, M-Payment, Mobile Devices, Banking & Financial Services.

"future of M-commerce with refrence to banking sector-SBI", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 3, page no.36-43, March-2019, Available :http://www.jetir.org/papers/JETIR1903306.pdf

"future of M-commerce with refrence to banking sector-SBI", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 3, page no. pp36-43, March-2019, Available at : http://www.jetir.org/papers/JETIR1903306.pdf