• Naresh
• Rachna
• Ramdiya

Abstract The Government of India has recently launched a wide range of macroeconomic policy initiatives which are innovative as well as transforming also. Among these government of India has launched Micro Units Development and Refinance Agency (MUDRA) bank on 8th April, 2015 with the objective of providing the financial assistance to small entrepreneurs. The main objective of this initiative is to empower Non-Corporate Small Business Sector (NCSBS), to fulfil the financial needs of approximately 5.77 Crore small businesses spreading throughout the country as well as to establish as many microfinance institutions (MFIs) as possible. Micro, small and medium enterprises plays the key role in the growth of Indian economy. Keeping in view the role of micro small and medium enterprises the government of India introduced the Pradhan Mantri MUDRA Yojana for providing to the non-farm micro/small enterprises and non-corporate sector amount up to Rs 10 lakh. MUDRA stands for Micro-Units Development & Refinance Agency and it was introduced 8 April 2015 by the prime minister of India in Vigyan Bhawan as a wholly owned subsidiary of Small Industries Development Bank of India (SIDBI). It is a public sector financial institution which provides the loan to financial institutions which are provided credit to MSMEs sector. The main objective of this study is to evaluate the performance of MUDRA scheme with special reference to different loan categories of MUDRA scheme. The study found that the growth rate of the Kishore category in the financial year 2017-18 is 55.37% which is higher in different category and indicating that more loan provides to the Kishore category and in the financial year 2016-17 the growth rate of Shishu category is 35.31% which indicate more money is provided to the Shishu category.

Keywords: MUDRA, MFI, SIDBI, Refinance, NCSBS

"Performance Evaluation of MUDRA Scheme with Reference to Different Loan Categories and women entrepreneurs ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 4, page no.104-111, April-2019, Available :http://www.jetir.org/papers/JETIR1904013.pdf

"Performance Evaluation of MUDRA Scheme with Reference to Different Loan Categories and women entrepreneurs ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 4, page no. pp104-111, April-2019, Available at : http://www.jetir.org/papers/JETIR1904013.pdf