• Vaishnavi Joshi
• Deoyani Joshi
• Poonam Kabra

These days, Banking system provides the facility to perform transaction using an ATM card which is linked to respective bank account. The problem with the present ATM system is that if a user has more than one account, he has to carry all the ATM cards associated to his/her accounts. User also has to remember multiple passwords for those ATM cards. Hence to make transactions easy and user friendly we are integrating multiple bank accounts into a single smart card. To provide higher security, we are using OTP (One Time Password) that will help to prevent fraud .It will also avoid trouble of memorizing PIN (Personal Identification Number) for ATM cards. It provides the user higher convenience for accessing multiple accounts. The hardware used is PIC microcontroller. Here the RFID tag acts like a smart card that holds the unique card number.

Multiple account access, ATM Cards, Smart card, PIN, OTP

"Multiple Account Access using Embedded Smart Card", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 4, page no.108-110, April-2019, Available :http://www.jetir.org/papers/JETIR1904622.pdf

"Multiple Account Access using Embedded Smart Card", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 4, page no. pp108-110, April-2019, Available at : http://www.jetir.org/papers/JETIR1904622.pdf