• MR.FIRDOUS AHMAD QAZI
• DR. JAVED IQBAL

Financial inclusion is one of the rising features in the socio – economic development of the country. Financial Inclusion programs have become a vital part of an economy which is necessary not only in under developed and developing countries but also developed countries for sustainable growth. In India Pradhan Mantri Jan Dhan Yojana is one of the flourishing financial inclusion programs by Government of India which provides social and financial safety to the underprivileged section of the population. Pradhan Mantri Jan Dhan Yojana scheme is national main concern of every Indian citizen can easily open bank account. This idea is mostly helpful to all the income people and can easily be opened and constantly managed in banking sector. This paper aims to know the various strategies adopted by RBI for strengthening the inclusion. This paper is based on the secondary data collected from the different sources. Lack of financial literacy and Low and irregular income affects the growth rate of financial inclusion in India

Financial inclusion, Barriers, India, RBI, Economy.

"A STUDY ON PRESENT SCENARIO OF FINANCIAL INCLUSION IN INDIA:", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 4, page no.489-492, April-2019, Available :http://www.jetir.org/papers/JETIR1904D64.pdf

"A STUDY ON PRESENT SCENARIO OF FINANCIAL INCLUSION IN INDIA:", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 4, page no. pp489-492, April-2019, Available at : http://www.jetir.org/papers/JETIR1904D64.pdf